Home ownership is not for everyone, and the first step in determining if it is for you, is to make a list of pros and cons of owning versus renting. The Rochester Real Estate Blog came up with a good list in determining the benefits of buying a home: Your monthly payments remain the … Continue reading
Category Archives: Understanding Your FInances
Buyer’s Remorse? Learn From Other’s Mistakes!
Are You Utilizing Your VA Loan Benefits?
For those of you that we proudly commend for serving time in our USA military, you have an unbelievable benefit that many do not take advantage of. Being a member of the US Military (former and present) you have a benefit offered by the government that allows you to purchase a home (with less qualifications … Continue reading
Paying Extra On Your Mortgage is GOOD!
For many of us, making our mortgage payment is the “main” bill we deal with and we want to throw some extra money towards our biggest payment. The good news is, it does help! Take a look here at how it benefits you. Couple Key points: Consistent payments help lower your overall amount you pay … Continue reading
Tax Day Is Right Around The Corner
Luck is in the air for those procrastinators who wait till the last minute to file their taxes. This year “tax day” is not April 15th, but April 17th. For many this is one of the biggest days of the year they dread. However, it is a fact of life, so let’s make the best … Continue reading
GREAT NEWS.. 1st TIME Home Buyers!
Gone are the days where you are required to put down 20% down in order to purchase a home. Unless you had some unique benefit, such as working for a lender or bank, generally speaking you were required to put 20% down to get that dream home you wanted. However, for many this was one … Continue reading
One Late Payment Can Affect Credit!
If you have not worked in the credit industry or been around anyone who has been really involved it, you might realize what can and can not your credit. Did you know that being late on a payment one month could cost you 60-110 points on your credit score???? If you are looking at buying … Continue reading
